Many people who live in rental houses or apartments seem to ignore the importance of renters insurance, and sometimes feel that they may not have enough possessions to make buying renters insurance worth their time for their financial investment. Renters insurance is probably the most important investment tenants can make to protect their personal possessions, along with liability regarding injury while on the property; and if your property is deemed to be uninhabitable or as an “additional living expense,” renters insurance will cover the expenses for you to live somewhere else.
Tenants do not realize that their landlords insurance policy only covers the building where they are situated, that is why it is so important to take a few moments to run a list of all personal items. Your inventory should list each item, its value, and its serial number. Photograph or video tape each room- including closets, open drawers, storage buildings, and your garage. To make things easier as you create your room -by-room inventory, log onto www.knowyourstuff.org , and then you can contact an insurance professional to get a proper quote of what your renters insurance will cost. Please try these sights to help you on your search for the most competitive quote: www.QuickquotesCalifornia.com/net , www.Progressive.com, www.Libertymutual.com, www.allstate.com, www.geico.com , www.netquote.com .
Sincerely,
Kathryn Aintablian
REALTOR/BROKER